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Podcast Episode 40 — Creating a Home Inventory for Insurance
What would happen if you faced a disaster where you lost your home? Would you be able to remember everything you owned? Or be able to prove that you owned it?
Today I want to talk about how to create a home inventory for insurance purposes.
The first step is to get another large 3-ring binder and some plastic sleeves or photo insert pages. Then grab your camera.
Take an overview picture of each room in your house and then a second picture of each item. So, for your family room, take a shot looking into the room then one of just the sofa, the TV cabinet, the end tables and coffee table, the artwork and then the TV and stereo equipment. You can have a partner follow you around with a video camera, if you like, but we want still pictures for this project.
Don’t forget the kitchen appliances, the new furnace you installed last year, the inside of your closets, and the patio furniture and other outdoor gear. Be sure to take close-ups of any specialty items like jewelry and artwork.
Upload the video to the cloud and take the time to get those pictures off your camera and onto your computer, all properly labeled. Order a copy of each one to be picked up tomorrow. Many large super stores have one-hour photo departments for pennies a picture.
